Re: Insurance adjuster questions for repairs: Bikefanclub.com

It sounds like the other person was at fault. If that's the case, their insurance company has little leverage over you. You should would stand firm and insist that your LBS is an authorized dealer/repairer and that's where you want it fixed. If your Chevrolet was damaged in a accident, you would insist, rightly, that it be fixed at an authorized dealer with parts from them, no from over the internet.

If you have auto insurance, you should contact your company. In many cases, the repairs and doctor's bills are handled through your insurance and the money is collected from the other insurance company. In other words your insurance represents and works for you. This is common.

Regarding medical bills; sign NOTHING until you and your doctor are satisfied that all things have been taken care of and there are no future problems looming. If there are going to be legitimate medical problems in the future, that should be part of the settlement. Also if there may be future problems, legal advice would be a good thing.

Insurance companies often try to play hard when it comes to making settlements with injured parties, i.e. try to save money. Don't let them bully you if you have a legitimate claim. You are the one who has been wronged and are injured, and you are entitled to be made whole again

Good luck. I hope things work out for you, and your recovery is speedy.

--------------------
Steel lover, but then I like Ti with carbon too.
Licensed bike geek.

Edited by Dave_Thompson (01/22/04 04:13 PM)

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