Second the emotion on Ti vs. CF ride - Ti is 95% like steel - metal is metal and carbon fiber isn't. It's a weird truth that there exist in this world both people who say you can't tell CF from any other material with a blindfold on and those who think Ti is clearly more forgiving than steel. Go ride over the bumps on your familiar routes - CF is in a different league, though some of the lightest CF coming out now (Orca) is losing its ability to mute vibrations. I have a Ti bike, and tested another, and own two CF bikes - Ti is for bash it around durability, CF is for everything else, IMO. BTW - The only bike I crashed (at 12 mph, on gravel) was my Calfee - not a scratch.
-------------------- "You never make a gift of Ventoux"
Eddie Merckx to Lance Armstrong