Quote: Nev wrote: Where exactly does the rider factor come in?
True story: Neighbor borrows my old steel frame and finds that it wobbles severely at 40+ mph. I observe him almost going down as tank slappers begin on a steep downhill. Never having experienced this myself in a decade plus of riding that bike, I take the bike back and test ride. Approaching 50 mph, the bike is as stable as ever - no problems whatsoever.
Moral: The rider definitely influences wobble. Some bikes may have geometry problems that make wobble more likely but even the most stable bike can be ridden badly.
Postscript: My Calfee tracks perfectly at all speeds.